Archive for January, 2010

Coldwell Banker Mortgage can make the transition easier for you and your customers!

January 23, 2010

Industry Update: New GFE and HUD-1 Forms are coming. Coldwell Banker Mortgage can make the transition easier for you and your customers!

New GFE and HUD-1 Forms Are Coming
Effective for loan applications taken as of January 1, 2010, all lenders are required to issue the new government-mandated Good Faith Estimate (GFE). Closing agents must use the new HUD-1 Settlement Statement when the new GFE is used.

We are well-prepared for this change so we can help make the transition easier for you and your customers. To give you a head start, here is a quick summary of what to expect come January:

  • The new 3-page GFE groups closing costs into standard categories to help customers to compare estimates to the actual costs listed in the HUD-1
  • The new GFE doesn’t specify precisely how much money customers need at closing because it excludes some fees and credits. Also, the GFE can only be issued when your customer has chosen a property.
  • When your customers contact Coldwell Banker Mortgage for a pre-approval decision, we’ll give them an informative Estimated Funds Needed for Closing summary to let them know how much they will need—even if they have not selected a property.

Your local Mortgage Advisor can provide you with additional information and guidance. As always, we will continue to work hard to ensure that you and your customers enjoy a smooth and easy closing.

Holiday Greetings from Coldwell Banker Mortgage.

The entire team at Coldwell Banker Mortgage wishes you and your family Happy Holidays and a healthy and prosperous New Year. We appreciate the opportunity to serve the home financing needs of your customers, and we look forward to working with you in 2010. As always, we’ll give your customers a free, same-day loan decision, guaranteed—or we’ll pay them $250. We work hard to give them a smooth and easy mortgage experience, and we’ll take the time to help them select the loan that’s right for their needs.

Ask your customers to contact your local Coldwell Banker Mortgage Advisor or call 866-CB-LOANS (866-225-6267) for a free, same-day loan decision—guaranteed! 

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Jim Gillespie on Fox Business news

January 23, 2010

In case you missed it earlier this week, catch Jim Gillespie on Fox Business News. Jim met with Liz Claman on Countdown to the Final Bell, where he discussed the state of the housing industry.

http://video.foxbusiness.com/v/3965326/good-time-to-buy-a-home?playlist_id=87185

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116 Summit ct Niceville Florida Bluewater Bay area open house this Saturday 1 – 4

January 20, 2010

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Tucked away in Blue Pine Village. Great location and this home offers many upgrades some of the kitchen upgrades tumbled-stone countertops,New appliances in the kitchen include Fridge,Stove,Dishwasher.Custom landscaping and beautiful stone-faced fireplace. This home offers a privacy fenced backyard and sprinkler sys & well. Master BR has private door to patio and large walk-in closet. Dining room offers custom sliding glass door to the back to the patio. Guest bath has a cheerful leaded-glass window. All ceiling fans in the home are new ,Roof replaced within the last 5 years, New windows just installed,Vinyl siding covers exterior walls offering low maintenance. $8,000 First time Homebuyer US TAX CREDIT!

Room Type Lvl Dimnsns
LivingRoom 1 20×13 Design: Ranch
DiningArea 1 12×13
Kitchen 1 8×10 Const/Siding: Siding Vinyl, Roof Dimensional Shingle
Bedrm:Master 1 12×14
Bedrm:Additnl 1 11×11 ExtFeatures: Fenced Privacy, Lawn Pump, Patio Open, Sprinkler System
Bedrm:Additnl 1 10×11
UtilityRoom 1 5×7 IntFeatures: Fireplace, Floor:Tile, Floor:W/W Carpet, Washer/Dryer Hookup, Window:Garden
Garage 1 12×20
Appliances: Auto Garage Door Opener, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Warranty Provided, Washer
Utilities: Community Sewer, Community Water, Electric, Gas:Natural, Public Water, TV Cable
Energy: A/C: Central Electric, Ceiling Fans, Double Paned Windows, Heat: Central Electric, Ridge Vent, Water Heater: Electric

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11257 Hwy 90 E Milton Florida Equestrian property for sale 11 Acres

January 18, 2010
Milton FLorida home for sale
Equestrian home for sale

MLS#: 529822m

OfficeFile#: ListPrice: $225,000
Status: Active Last Change: 1/15/2010

 ApproxSF: 1,604
Address: 11257 HWY 90 E  MILTON, FL Zip: 32583

Bedrooms: 3  Baths Full/Half: 2/
County: SANTA ROSA Stories: 1
MainArea: 10 North Santa Rosa County YearBuilt: 1977
SubArea: 1001 – Milton OccStat: Vacant
Subdiv: METES & BOUNDS ImmOcc? Y
ParcelID: 16-2N-26-0000-00139-0000 ConstrStat: Construction Complete
ElemSch: East Milton Middle: King High: Milton
Dir: From 85 and 90 in Crestview Head West for 18 miles property will be on your left. Just six miles West of the Holt I-10 Exit on 90.
Legal: S16T2NR26W

——————————————————————————–
11 Acre property goes to the trees in the back of the lot. This 3 bedroom 2 bath has had some updates which include the roof that has been replaced in the last five years as well as the air conditioner unit. As you come in the front door you will notice the all brick fireplace above the new tiled floor that has been put in. Laminate hardwood floors have been installed in the last couple years in the large open eat in kitchen. Walk out the french doors to the back of your property to see this land is ready for your horses, fenced and crossfenced. Tack room includes washer and dryer and large storage area. Electric is ran to illuminate the paddock area. The yard has producing fruit trees and pecan trees.

ExtFeatures: Fenced Back Yard, Fenced Cross, Fenced Lot-All, Fenced Lot-Part, Porch Covered, Renovated, Workshop, Yard Building, Stable, Guest Quarters
     
        IntFeatures: Fireplace, Floor:Hardwood, Floor:Tile, Renovated, Washer/Dryer Hookup, Floor:Laminate
     
        Appliances: Dryer, Microwave, Refrigerator, Stove/Oven Electric, Warranty Provided, Washer
     
        Utilities: Public Water, Septic Tank
     
        Energy: A/C: Central Electric, Ceiling Fans, Heat: Central Electric, Water Heater: Electric
Room Type Lvl Dimnsns
LivingRoom 1 22×14   Design: Ranch
Kitchen 1 27×13
Bedrm:Master 1 14×18   Const/Siding: Roof Composite Shingle, Siding Brick All
Bedrm:Additnl 1 10×12
Bedrm:Additnl 1 11×12

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2970 Airport Road Crestview Florida REO Foreclosure for sale just listed

January 8, 2010
    ApproxSF: 1,323
Address: 2970 AIRPORT RD    
  CRESTVIEW, FL Bedrooms: 3
Zip: 32539 Baths Full/Half: 2/0
County: OKALOOSA Stories: 1
MainArea: 25 Crestview Area YearBuilt: 1984
SubArea: 04 CRESTVIEW NORTHEAST    
    ImmOcc?  Yes
ParcelID: 043N23000000010030 ConstrStat: Construction Complete
ElemSch: WALKER Middle: DAVIDSON High: CRESTVIEW
Dir: HWY. 85 N, RIGHT ON AIRPORT, HOUSE ON RIGHT ON CORNER OF AIRPORT AND REINKE
Legal: COM NE COR OF SEC THC W216FT S 50′ TO S ROW OF AIRPORT RD.

 

ALL BRICK RANCH HOUSE

WITH 1 CAR CARPORT AND PATIO AREA.

 NEARLY 1/2 ACRE THAT IS COMPLETELY CHAIN LINK FENCED.

WORKBENCH REMAINS IN WORKSHOP AS WELL AS THE WINDOW A/C UNIT  PERFECT SPOT FOR THE HANDYMAN.

MANY CABINETS  SOLID OAK IN THE KITCHEN.

Room Type Lvl Dimnsns
LivingRoom 1 14X18   Design: Ranch
DiningArea 1 11X11
        Const/Siding: Foundation Slab On Grade, Roof Composite Shingle, Siding Brick All
Bedrm:Master 1 13X15
Laundry 1 8X10   ExtFeatures: Fenced Chain Link, Fenced Lot-All, Patio Covered, Workshop
     
Bedrm:Additnl 1 10X12   IntFeatures: Floor:Vinyl, Floor:W/W Carpet, Split Bedroom, Wallpaper, Washer/Dryer Hookup, Window Treatment:Some
     
        Appliances: Dryer, Oven:Continuous Clean, Range Hood, Smoke Detector, Stove/Oven Electric, Washer
Bedrm:Additnl 1 10X11
        Utilities: Community Water, Electric, Phone, Septic Tank, TV Cable
     
Kitchen 1 11X14   Energy: A/C: Central Electric, Ceiling Fans, Heat: Central Electric, Insulated Doors, Ridge Vent, Water Heater: Electric
     
     
Mbed/Mbath: Mbed Carpeted

 

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